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What changed for your rental.

Airbnb, Vrbo, tax and local rules that touch a home you rent out, in plain words: what changed, and what it means for your property. Each one links to where it came from.

Checked . Not legal advice.

Every change on file

Upcoming 3

UpcomingAnnounced Oct 1, 2026

Vrbo · Fees

Vrbo moves hosts to a flat 12% commission and retires subscriptions

What changed

From October 29, 2026, Vrbo's pay-per-booking hosts pay a flat 12% commission that includes payment processing, on the rent plus fees like cleaning and pets but not on taxes or refundable deposits. The yearly subscription plan is being retired, and subscribers move over when their term ends. The rate follows the day a booking was made, and Vrbo says it runs up to 15% in some regions.

What it means for your property

If your home is on Vrbo, each booking made from October 29 pays Vrbo 12% of the rent and fees, so your payouts may change. A listing on a yearly subscription moves over when its term ends.

Source: Expedia Group newsroom, “Vrbo compensation model changes”; also Vrbo Help, pay-per-booking fees · checked Oct 23, 2026

Upcoming

Airbnb

Airbnb's house rules policy: what hosts can and can't ask of guests

What changed

For bookings made on or after November 20, 2026, every house rule has to be in the listing's house rules section before the guest books, and hosts can't add new ones later by message or sign. Hosts generally can't ask for cleaner-type chores like stripping beds, washing dishes or hauling trash offsite, and can't fine guests; a fee for anything the listing advertises has to be in the price. Airbnb says it judges what's reasonable in context and may allow exceptions.

What it means for your property

If your checkout list asks guests to strip beds, wash dishes or haul trash away, plan for the cleaning to cover those jobs on bookings made from November 20. Fines in the house rules have to come out too.

Source: Airbnb Help Center, “Reasonable house rules and requests” · checked Oct 23, 2026

Upcoming

Airbnb

Airbnb limits separate contracts, ID copies and required check-in apps

What changed

For bookings made on or after November 20, 2026, a new Airbnb policy replaces its Off-Platform Policy. Hosts generally can't require a separate rental agreement (unless the law or a community association requires one, or it's for an optional amenity, a stay of 28 nights or more, or a Luxe listing), can't collect or keep copies of guests' ID or other personal details, and can't require a third-party app or an outside registration to get in. A host can still look at an ID in person at check-in if the listing says so.

What it means for your property

If your HOA, city or county requires a guest registration or a signed agreement, it can stay, listed in the booking with the reason. Screening apps and agreements nothing requires will have to come off Airbnb bookings made from November 20.

Source: Airbnb Help Center, “Limiting host-imposed contracts and other requirements” · checked Oct 23, 2026

This month 0

Nothing on file has taken effect so far this month.

Earlier

September 2026 2
In effectAnnounced Jul 7, 2026

Airbnb · Fees

Airbnb's single 15.5% host fee replaces the split fee

What changed

Airbnb is retiring the split fee, where the host paid about 3% and the guest paid a service fee on top, for one 15.5% fee the host pays out of the payout; guests see the host's price with no added fee. Hosts outside Europe had until September 15, 2026 to adjust their prices, and hosts on property management software switched on October 13. The single fee applies to bookings made after a host switches, and Brazil and Mexico stay at 16%.

What it means for your property

If your listing moved to the single fee without a price change, each $100 booked now pays out $84.50 instead of $97 (Airbnb's own example). Your last few payouts, next to your nightly prices, will show which applies.

Source: Airbnb Resource Center, “Simplifying service fees on Airbnb”; also Airbnb Resource Center, the October 13 switch for software-connected hosts · checked Oct 23, 2026

In effect

Loveland, OH

Loveland, Ohio: a city permit for every short-term rental, and 50 at most

What changed

Under the zoning code Loveland posts as current (compiled September 12, 2026), a stay under 30 nights is allowed with standards in most residential districts: a $500 permit from the Zoning Administrator each year, a fire inspection, at most three rentals per owner, at most 50 in the city, and minimum distances between rentals. Three violations in a year end the permit for good. A 180-day pause on new applications passed on March 10, 2026, and the city hasn't said yet whether it was extended or replaced.

What it means for your property

A Loveland home needs the city's permit before it can be rented by the night, and only 50 are allowed citywide, so a spot isn't guaranteed. The city's zoning office can say whether new applications are open.

Source: City of Loveland zoning code, compiled September 12, 2026 · checked Oct 11, 2026

July 2026 1
In effect

Ohio, statewide

Ohio: a local lodging tax can reach homes with fewer than five rooms

What changed

Ohio's lodging tax law counts a hotel as five or more rooms, which leaves most single homes out. An Ohio Attorney General opinion dated July 24, 2026 confirms that a county, township or city can widen that to places with fewer than five rooms for its own lodging tax, but not back-tax stays it didn't cover before. The law isn't new; the opinion makes plain that a local tax can reach a whole-home rental if the local government chooses.

What it means for your property

If the township, city or county your home is in widens its lodging tax this way, your stays could owe it even as a single home, and Airbnb may not collect it for you. The local tax office can say which applies at your address.

Source: Ohio Attorney General, Opinion 2026-008 · checked Oct 23, 2026

Earlier in 2026 3
In effect

Airbnb

Airbnb guests can book with nothing due up front, worldwide

What changed

Reserve Now, Pay Later lets a guest book an eligible stay with nothing due at booking and pay on a date shown at checkout; if that charge fails and the guest doesn't pay, the booking may be canceled. It came to US guests for domestic stays in the summer of 2025, and on February 17, 2026 Airbnb opened it to guests worldwide. It covers listings with certain cancellation policies, check-ins at least 14 days out, stays under 28 nights and totals of $50 or more.

What it means for your property

Some bookings now come in with nothing paid until closer to the stay, and a few will drop off before the charge date, so an early booking is softer than it looks. What you're paid when a guest cancels doesn't change.

Source: Airbnb Newsroom, “Reserve Now, Pay Later is now available worldwide”; also Airbnb Help Center, how Reserve Now, Pay Later works · checked Oct 23, 2026

In effect

Salem Township, Warren County, OH

Salem Township, Ohio: a whole-home rental needs the zoning board's approval

What changed

Salem Township's zoning code, in effect since January 9, 2026, sets rules for vacation rentals. A home the operator lives in can be rented up to 120 days a year; a whole home the operator doesn't live in is a conditional use, approved by the Board of Zoning Appeals with a property management plan, a fire and life-safety inspection, and a sewage letter from the health district. A whole-home rental takes at most 12 guests and four vehicles.

What it means for your property

If you don't live in the home, renting it by the night in Salem Township needs the zoning board's approval first, with an inspection and a management plan. It's possible, but not automatic.

Source: Salem Township zoning code, effective January 9, 2026 · checked Oct 11, 2026

In effect

Tax

Paying a cleaner? The 1099-NEC line moves to $2,000 for 2026

What changed

For payments made in 2026, a business files Form 1099-NEC or 1099-MISC for a contractor, such as a cleaner or handyman, only once it pays them $2,000 or more in the year, up from $600. Payments made before 2026 still use $600, and later years follow an inflation-adjusted amount the IRS publishes. The rule covers payments made as part of a trade or business.

What it means for your property

If you pay a cleaner or handyman directly, fewer of them will need a 1099 from you for 2026. Your tax adviser can say whether your rental counts as a business for this rule.

Source: IRS, “Am I required to file a Form 1099 or other information return?” · checked Oct 23, 2026

2025 3
In effect

Airbnb

Airbnb's Limited cancellation policy, and 24 hours to cancel free

What changed

For reservations booked on or after October 1, 2025, hosts can choose a Limited cancellation policy: a full refund up to 14 days before check-in, half back from 14 to 7 days, and the host paid in full inside 7 days. Every standard policy for stays under 28 nights also lets a guest cancel for a full refund within 24 hours of confirming, if they booked at least 7 days before check-in. Strict and Super Strict are now offered by Airbnb's invitation only.

What it means for your property

Your listing's cancellation policy decides how much of a canceled booking you keep. Most bookings made a week or more out can now be canceled for a full refund within 24 hours, so a new booking isn't settled until that day has passed.

Source: Airbnb Help Center, cancellation policies for your listing · checked Oct 23, 2026

In effectAnnounced Oct 23, 2025

Tax

1099-K forms are back to over $20,000 and over 200 payments

What changed

A booking platform or payment app has to send a Form 1099-K only when a host's payments top $20,000 and the number of payments tops 200, both at once. The One Big Beautiful Bill, signed July 4, 2025, brought that threshold back retroactively, in place of the $600 rule and the lower phase-in the IRS had planned. The IRS published its questions and answers on October 23, 2025.

What it means for your property

Fewer owners will get a 1099-K from Airbnb or Vrbo for a year of bookings. The income is still yours to report, so keep the platforms' earnings statements.

Source: IRS newsroom, IR-2025-107 on the Form 1099-K threshold · checked Oct 23, 2026

In effectAnnounced Jan 14, 2026

Tax

100% first-year depreciation is back, and permanent

What changed

The One Big Beautiful Bill made a 100% first-year depreciation deduction permanent for qualified property acquired after January 19, 2025. The IRS issued its guidance on January 14, 2026 (Notice 2026-11). For the first tax year ending after January 19, 2025, an owner can choose 40% instead.

What it means for your property

Qualified items bought for a rental since January 20, 2025 may be deductible in full in the first year. Your tax adviser can say what qualifies for your home.

Source: IRS newsroom, guidance on the additional first-year depreciation deduction · checked Oct 23, 2026

Not legal, tax or real estate advice

This page sums up public rules in plain words for owners. It can't cover every address or every case, and rules change. Before you act on one, read the source linked on the entry and check with your city, county or state, or a lawyer or tax adviser.

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